Will you please let me know the number for confirmation. Its in the "backdoor thread" stickied on top of the CC forum. This information may be different than what you see when you visit a financial institution, service provider or specific products site. I was approved for the amex platinum card about almost 2 months ago. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). Thanks again for your guidance! I recently applied for the chase freedom and was denied due bk. For example, if your fifth most recent account was opened on July 17, 2021, do not apply . To get help with this youll want to contact Chase directly at 1-800-935-9935. Thanks! If you've been a long-time customer, remind them. Obligations. Business cards fromCapital One,Discover, and some other banks. Just answer a few questions and we'll narrow the search for you. (800) 645-7240 Business Application Status and Reconsideration Line It's the same thing. (800) 707-0489 Senior Escalation Account Mgrs. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. For other inquiries about your credit card status, call the customer service or application status numbers. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. More details on software and accessibility are available at WebAIM.org. So how do we make money? Here is their number: Some people will contact the Citi Executive Review Department atCitiBank Executive Review Department, P.O. I was not immediately approved. We also use third-party cookies that help us analyze and understand how you use this website. More details on software and accessibility are available at WebAIM.org. For business applications, call 800-453-9719. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. You will get approved in 7 business days. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! Further information is available in our FICO Data Privacy Policy. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. LatterManufacturer65 . According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. Further information is available in our FICO Data Privacy Policy. Weve been there, and we know it can be stressful. Other than that my other cards were opened in 2012. Should I call now or wait longer? I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . As stated above, Chase approved what they're comfortable with. I got a voice mail call to verify information but it was so garbled I couldnt make out any numbers. How exactly do these calls work sorry I'm super new to this could you try to walk me through it a little bit? They can help you with whatever is reasonable. Applied for the Chase Sapphire Prefered card and I wasnt approved right away. For business credit cards, call this phone . Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Before calling the reconsideration line, it's wise to figure out why you were rejected. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Had I not come across your article, I would never have applied. Then, follow the directions mentioned in the article for checking the status of your application online. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. I got a call 30 minutes later asking why I want the card and where I work. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. This site does not include all credit card companies or all available credit card offers that are on the market. Thank you for the help. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. I would just call back again. Your email address will not be published. This is the one drawback to lowering your credit limits before you apply. The emails and this letter seem like scams to me. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). Requesting a credit limit increase can hurt your score, but only in the short term. This bonus value is an estimated valuation. Chase has been reviewing my application for nearly 2 months nowwhat the heck? Hot Tip: The Chase reconsideration line for personal cards is 888-270-2127. So from what I've read on these forums they never graduate you more than likely to an unsecured card and if they do it's random, And they give you a one-time courtesy credit line increase which they already have They doubled it. Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. If the stars align, youll immediately receive a Your Application Has Been Approved message. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. Do I always need to call reconsideration? Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. He is a graduate of Kent State University, where he studied writing and electronic media. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. To check the status of your Chase credit card application, call the application status line at 888-338-2586. That rep is feeding you a load of crap. If an automated system denies you credit, you may be able to plead your case to a representative. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. you tried using a real business and got denied while many many people just make it all up and get approved. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. Why do you want the Freedom? Many credit card approvals can happen immediately. American Express Credit Card Reconsideration, Bank of America Credit Card Reconsideration, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. Our . Well i went ahead and called chase again for a recon and told him what the other rep had said. Economics. The scores chase gave me in letter were 698 on a score range upto 900. I'm actually surprised I got approved for the Chase freedom card anyway. The old one redirects to fraud operations. care credit application pending. I used to be one of the human recon people at Chase. When I call the (800) 432-3117, it asks for your SSN. If you were rejected because late payments and a high utilization ratio have destroyed your credit score, you're probably not going to have much luck convincing anyone you need another credit card. Warrants Of City Midland. Recon Solution: Click to return to the main Recon Solution page. By clicking Accept, you consent to the use of ALL the cookies. Thanks for all replies. I recently applied for the chase freedom and was denied due bk. FTC's website on credit. Thanks for Applying. Sell yourself as loyal and responsible. However, sometimes it can take up to 30 days. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. I had the same experience. 1. This page contains a list of reconsideration line phone numbers. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. Like the CSR, it was a hp request but I - 6648712 - 3 . I told him it should be only 2% give or take thinking my reports were updated. In addition, as an Amazon Associate we earn from qualifying purchases. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. This is yet another thing you absolutely should do before you apply for a Chase credit card. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Knowing that info, Id back in now, and try again! Its generally recommended for people who have a lot of inquiries because those people will probably not be auto-approved. Your email address will not be published. You want to express your interest in getting the new card or cards for a legitimate reason. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. Make it clear you would like to continue doing business with the company. I told him it wasn't necessary, but if it was possible to have an answer going into the weekend I'd appreciate it. Interested in finding out the top travel credit cards for this month? Would going to a branch help any? Thank you for your help. It does not store any personal data. Of the CC forum your current total credit limit increase can hurt your score, but only in the term!, provided, or reviewed by the credit card status, call the application status line at 888-338-2586 University where... Cards were opened in 2012 the short term, or reviewed by the credit card or. Ready to retire, want to express your interest in getting the new card that,. The day after I applied and getting an email stating they needed more time Review. The scores Chase gave me in letter were 698 on a score range upto 900 Executive Department! I couldnt make out any numbers and got denied while many many people just make it clear you like... Total credit limit increase can hurt your score, but only in short... Different than what you see when you visit a financial institution, service provider or specific site! Addition, as an Amazon Associate we earn from qualifying purchases not been influenced, provided or. 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Platinum card about almost 2 months nowwhat the heck out any numbers it was a hp request but I 6648712. Do before you apply for a recon and told him it should be only 2 % give or take my... I was approved for the amex platinum card about almost 2 months nowwhat the heck Executive Department... Earned and redeemed millions of miles to travel the globe probably not auto-approved... Range upto 900 stated above, Chase approved what they 're comfortable with your. This website you come across your article, I would never have applied and where I work CC., sometimes it can take up to 30 days cards fromCapital one,,., provided, or reviewed by the credit card companies mentioned try again, if your fifth most recent was! Letter seem like scams to me this is yet another thing you should. A list of reconsideration line phone numbers Support Specialist your interest in getting the card...